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    Pay Over Time

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Financing FAQs

Can I pay off my purchase early?

Yes! There's no penalty for paying early.

How do I make my payments?

You can make or schedule payments at affirm.com or in the Affirm app for iOS of Android.
Affirm will send you email and text reminders before payments are due.

Does checking my eligibility affect my credit score?

No - checking your eligibility won't affect your credit score.

Can I return an item I bought with Affirm?

Yes - you can return an item you bought with Affirm by initiating the return process with the store.

Do I need a mobile number to use Affirm?

Yes, you'll need a mobile phone from the U.S. or U.S. territories.
This helps Affirm verify it's really you who is creating your account and singing in.

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